debt and taxes
Speaking of debt... One thing that my husband and I decided to do was to stop putting every available penny on the bills and give ourselves a little spending money. If my husband can come up with a different plan that we are both happy with, then I will let you know...until then...this is what we have. I love you papacito. It may be hard to do, but it could be the thing that can break the cycle of us charging more. It is the same as a diet. If you give yourself unrealistic goals and a stringent diet plan and never learn to eat healthfully, you may lose the weight but you will probably gain it back and possibly a little more. But if you take the sensible approach to eating, such as permanently eating the calories you need to sustain you at the weight you want to be at for the rest of your life, rather than a temporary low calorie level to lose weight fast , it may take a lot longer to lose the weight but along the way you will learn permanent eating habits. With money, if ...